Hall & Company

What Is A Broker of Record Letter?

A broker of record letter, more commonly known as a BOR, is a statement that a company can sign to designate who will represent them in their insurance purchase. It is issued directly to the insurance company to indicate which agency can receive quotes a... Read >

Remedying Shop Drawing Problems

Everyone agrees that preventing a potential problem in advance is better than fixing it later on, especially in the shop drawing review process. Design professionals concur that shop drawing review can be a cause of distress and ultimately claims. But des... Read >

General Liability Certificates of Insurance

In consideration of changes occurring in the insurance industry regarding contractual terms and conditions for your Property and Casualty coverages, we have developed an FAQ to explain how our model policies with Travelers and The Hartford address require... Read >

Where Is The Value In Value Engineering?

In this present environment of belt-tightening, the phrase “value engineering" has become synonymous with “cost cutting". This trend is problematic from a risk management perspective because it shifts the pure intent of value engineering and puts into pr... Read >

Design Firm Risk Management for Condominiums

Condominiums are surely the most liability prone projects. A recent industry study found that a third of all condominium projects had reported some form of construction defect, of which about 40 percent of those had serious flaws. Over 25 percent of the... Read >

Managing Professional Fees

There are two things certain in life, death and taxes. However, for the design professional, there is an additional certainty: If the firm files a lawsuit for fees, it can often anticipate receiving a countersuit for professional malpractice. Approximat... Read >

Understanding Professional Liability Insurance

Design firms face a myriad of risks to manage. Professional Liability Insurance (AKA Errors and Omissions Insurance) is one critical tool that a design firm can use for protection from actual or alleged negligent acts in the performance of its profession... Read >

A Behind the Scenes Look

Placing Professional Liability Insurance for Architects, Engineers and Environmental Consultants is our sole focus. As insurance brokers, we know that getting the best terms for our clients requires that we negotiate with underwriters the premium for eac... Read >